April – June, July – September, October – December, January – March in any financial year.

“Quarter” shall mean a financial quarter i.e.

”Other Services” shall mean and include such additional offers/benefits/facilities offered by ICICI Bank, including but not limited to pre-approved loans, offers as an additional facility being a Customer of ICICI Bank at its sole discretion.

“Law/Regulation” means the law or regulation of any jurisdiction, domestic or foreign, or any agreement entered into with or between Authorities.“ICICI Bank Customer Care Centre” refers to ICICI Bank - Phone Banking Service provided by ICICI Bank to the Customer.“Guardian/Parent” shall mean the natural/court appointed guardian appointed under the applicable laws for a Customer who is a minor.In case of the Customer being a minor shall mean the minor acting through his/her natural Guardian or by a Guardian appointed by a court of competent jurisdiction. 'Customer' refers to any person holding an Account or maintaining any deposit, any other account, any other relationship, whether loan based or otherwise with ICICI Bank and shall include his heirs, executors, legal representatives, executors, as applicable to the specific type of Customer.“Confidential Information” means any information relating to the Customer, their respective representatives received by ICICI Bank or its affiliates and their respective representatives in the course of providing various products and services to the Customer/Applicant, including personal data, Customer’s bank account details, transactional information, and any other information either designated by the Customer/Applicant as confidential at the time of disclosure or that a reasonable person would consider to be of a confidential or proprietary in nature.“Authority(ies)” means any competent regulatory, prosecuting, tax or governmental authority, court or tribunal, in any jurisdiction, domestic or foreign.“Applicant” refers to the Customer who has applied for opening a savings bank account with ICICI Bank whether pursuant to filing an electronic application form or application form in physical form.“Account Opening Form” or “AOF” refers to the relationship form for Account, whether electronic or otherwise.“Account” shall mean the savings account, including but not limited to various variants of a savings account, opened by the Customer with ICICI Bank in acceptance of the Terms and Conditions and would be a domestic liability account offered by ICICI Bank in India, as more particularly described in the AOF (defined below) and other account opening documentation.In these Terms and Conditions, the following words and phrases have the meaning stated hereunder unless indicated otherwise: In case of conflict between any of these Terms and Conditions and the terms and condition specified for the abovementioned Other Services, specific terms and conditions of such Other Services shall prevail.įurther, in case of inconsistency between the Terms and Conditions and any specific term and condition pertaining to a specific variant of the Account, the specific term and condition of that particular variant of the Account shall prevail. These Terms and Conditions shall be in addition to any other terms as stipulated by ICICI Bank from time to time on its Website (defined below) whether pertaining to the Account (defined below) or in relation to other products, services or offers provided by ICICI Bank.Īny Other Services (defined below) may be offered to the Customer at the discretion of ICICI Bank or basis the eligibility criteria of a Customer, on which specific terms and conditions may be applicable. These terms and conditions (“Terms and Conditions”) apply to and regulate the operation of the savings account offered by ICICI Bank in India and govern the general relationship (including, without limitation, all transactions relating to the operation and maintenance of the Account) between the Customer (defined below) and the relevant branch of ICICI Bank Limited (“ICICI Bank/Bank”), having its registered office at: ICICI Bank Tower, Near Chakli Circle, Old Padra Road, Vadodara 390007, India. ICICI Asset Linked Savings Account (ALSA).ICICI Bank Salary & Employee Reimbursement Accounts.Deposit Insurance and Credit Guarantee Corporation (DICGC)ī) Fixed deposit with monthly income option.Safe Keep of Debit Card, Passwords and Cheque Book.Terms and Conditions for Savings Account.

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